Banking Meets Mobility
The **Emirates NBD NOL Card** is a multifunctional payment tool that combines banking convenience with Dubai's RTA transit ecosystem. It is designed for both daily commuters and tourists who want a single card for all financial and travel needs.
With rewards, cashback, and exclusive lifestyle offers, this card enhances how you spend and move across the city in 2026.
Card Types: Debit & Credit
Everyday Convenience
Links directly to your bank account for easy management of fares and retail expenses.
Premium Rewards
Available in Gold and Platinum variants. Platinum grants access to Gold Class cabins on Metro and Tram.
Rewards: 5 Points per AED 1
Earn rewards on every transaction, with accelerated points on lifestyle categories:
Earning Points
- • **Base Rate:** 5 points for every AED 1 spent.
- • **Bonus:** Extra points on dining and travel.
- • **Accumulation:** A spend of AED 1,000 = 5,000 points.
Redemption Options
- • **Discounts:** Use points at partner retail outlets.
- • **Movies:** Redeem for Vox Cinema tickets.
- • **Travel:** Exchange for free Dubai Ferry rides.
NOL Auto Top-Up
Never worry about insufficient balance again. The Auto Top-Up feature ensures your transit chip is always ready for your next trip.
How it Works:
When your NOL balance falls below **AED 30**, the system automatically recharges the card from your linked Emirates NBD account. You can manage limits through the bank's mobile app.
Free Dubai Ferry Rides
Cardholders enjoy complimentary rides on the Dubai Ferry, providing a unique perspective of the city's landmarks like the Burj Al Arab and Atlantis.
- • **How to Claim:** Present your NBD card at ferry terminals.
- • **Experience:** Scenic alternative to road travel for tourists and residents.
- • **Availability:** Check latest RTA schedules for participating routes.
Application & Eligibility
Applying for the card is fully digital through the Emirates NBD portal.
Min Age: 18+ (Debit) / 21+ (Credit)
Emirates ID & Salary Proof Required